Modular Homes HQ

After the financial foundation for your new modular home has been laid, and you have decided what sort of loan to use to finance your construction project, you are on your way to constructing the modular home of your dreams. Understanding how the construction loan process works in tandem with your modular home construction will help you know what to expect, which will assist you with seeing that the process goes as smoothly as possible.

Once you have been pre-qualified for a modular home construction loan, you are ready to begin the process of building your modular home. You will need to begin looking for a modular house plan, a modular home manufacturer, and a general contractor to work on your home at the home site. Also, if you have not found a site for your home, will need to do this before beginning the construction loan process. However, if you own the land the home will be constructed on, this will add equity to your project, which will result in more favorable loan terms. To find a modular home manufacturer, see the National Modular Housing Councils’ directory of modular home manufacturers.

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What a conundrum – a manufactured home is not a modular home, but a modular home is sometimes referred to as a manufactured home. No wonder homebuyers and homebuilders often confuse the two, or do not realize that there is a difference at all.

While both modular homes and manufactured homes begin in a factory, the assembly line is where the similarity between the two ends. What are the differences, then?

Manufacturing Process

It’s true that both manufactured and modular homes consist of manufactured, factory built components. The difference begins in the assembly.

Manufactured homes are built start-to-finish on the assembly line, from limited floor plans and with similar facades. Everything from the structural frame of the house to the cabinets and countertops is assembled at the factory site. These homes arrive at the dealer partially or fully assembled.

Modular homes, on the other hand, are not assembled completely at the factory site. Only the “modules,” or sections that make up the basic framework of the home is assembled at the factory site. These sections are then trucked to the site of the home build and assembled on location, much like a traditionally built, or stick-built home. Read more…

If the term “modular home” brings to mind a boxy, plain-vanilla manufactured home, then it’s time you took another look - and prepare to be surprised.

Today’s modular homes are anything but simple and cookie-cutter in design; as with traditionally built homes, the designs available for modular homes are limited only by your imagination. Want a two-story home? Two – and even three – story modular homes are common, and even more easily constructed than a multi-story traditional home. Want a basement? No problem. Modular homes can be built to accommodate any type of home foundation. Want custom windows, doors, cabinets, or even faucets and hardware? You got it. Just as with traditional homes, each detail of a modular home can be customized to your personal taste.

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